Our services
Indexed Universal Life (IUL)
A flexible permanent life insurance policy designed to protect your family while offering the potential to build long-term, tax-advantaged cash value you can access throughout your lifetime.
Key Benefits*
Tax-advantaged cash value growth: Your policy’s cash value can grow on a tax-deferred basis, allowing it to compound more efficiently over time.
Index-linked growth potential: The policy’s cash value crediting is indirectly tied to the performance of one or more market indexes, such as the S&P 500.
Downside protection: Your policy will not lose cash value due to market downturns because index credits cannot be negative. (Policy charges and fees still apply.)
Flexible access to cash value: Access your policy’s cash value through policy loans or withdrawals for long-term goals such as college funding, a home down payment, retirement income, and more. (Loans and withdrawals reduce policy values and death benefit.)
Additional Life Insurance Solutions
Key Person Business Insurance*
Protect your business by securing coverage for an essential team member whose expertise, leadership, or revenue production is critical to your company’s success.
Ensure business continuity by providing funds to cover hiring, training, and transition costs due to an unexpected loss of a key team member.
Maintain confidence among employees, clients, and investors by demonstrating that the business has a plan for unexpected loss of key personnel.
Whole Life Insurance*
Provides lifelong protection, level premiums, guaranteed cash value growth, and potential dividends depending on the carrier.
Term Life Insurance*
Affordable, straightforward coverage for a defined period. Ideal for income protection, mortgage coverage, or high-need, temporary protection. (Option to convert to permanent life insurance may be available depending on carrier.)
*Disclosure: This information is for educational purposes only and is intended to provide a general overview of the life insurance products and strategies referenced above. Features, benefits, charges, and policy performance vary by carrier and by individual policy design. Nothing on this page should be interpreted as personalized financial, tax, or legal advice. To understand which option may be appropriate for your goals, please contact us for a personalized consultation and customized life insurance strategy.
Health Insurance Solutions
Health Plans for Families & Individuals
Accessible health insurance options tailored to your needs, including preventative care, doctor visits, prescription coverage and other essential health services.*Health Plans for Self-Employed & Small Business Owners
Competitive health plan solutions tailored for independent professionals and small business owners seeking affordable customized coverage, including small-group health plans for employees.*
*Disclosure: Health insurance options vary by carrier, eligibility, and state regulations. The information above is for general educational purposes only and does not guarantee plan availability, benefits, or pricing. Please contact us for guidance tailored to your specific needs.